Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study

There have been considerable concerns regarding the effects of air pollution on health and economy over the past decades across the world. As insurance coverage has been closely related to household welfare, we aim to investigate the influence of air pollution, in particular, the sulfur dioxide (SO2...

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Autores principales:	Ren Wang, Lizhi Zhang, Ting Tang, Fei Yan, Dawei Jiang
Formato:	article
Lenguaje:	EN
Publicado:	Frontiers Media S.A. 2021
Materias:	SO2 pollution commercial health insurance residential health behavior micro-data discrete model Public aspects of medicine RA1-1270
Acceso en línea:	https://doaj.org/article/cc254d1e033943cda70d0d8e2c142dae
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spelling	oai:doaj.org-article:cc254d1e033943cda70d0d8e2c142dae2021-11-30T22:09:35ZEffects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study2296-256510.3389/fpubh.2021.777943https://doaj.org/article/cc254d1e033943cda70d0d8e2c142dae2021-11-01T00:00:00Zhttps://www.frontiersin.org/articles/10.3389/fpubh.2021.777943/fullhttps://doaj.org/toc/2296-2565There have been considerable concerns regarding the effects of air pollution on health and economy over the past decades across the world. As insurance coverage has been closely related to household welfare, we aim to investigate the influence of air pollution, in particular, the sulfur dioxide (SO2) pollution on household purchases of commercial health insurance using data from the 2017 China Household Financial Survey (CHFS). The results show that the rise in SO2 emission has a significant positive association with tendency of residents to participate in commercial health insurance. The possibility of household commercial health insurance purchasing increases by 4% per 1,000 tons of SO2 emission. In addition, the proportion of commercial health insurance expenditure in household annual income increases by 29% per 1,000 tons of SO2 emission. The effects are also found to differ among resident groups. Residents in eastern parts of China are more likely to buy commercial health insurance facing SO2 pollution compared to those in western parts of China; people with higher income are more likely to be affected compared to those with lower income; families with the household head being female are more likely to be affected compared to those with the household head being male. This research provides baseline information on the formulation and implementation of future operation strategy in commercial health insurance companies of China.Ren WangLizhi ZhangTing TangFei YanDawei JiangFrontiers Media S.A.articleSO2 pollutioncommercial health insuranceresidential health behaviormicro-datadiscrete modelPublic aspects of medicineRA1-1270ENFrontiers in Public Health, Vol 9 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	SO2 pollution commercial health insurance residential health behavior micro-data discrete model Public aspects of medicine RA1-1270
spellingShingle	SO2 pollution commercial health insurance residential health behavior micro-data discrete model Public aspects of medicine RA1-1270 Ren Wang Lizhi Zhang Ting Tang Fei Yan Dawei Jiang Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
description	There have been considerable concerns regarding the effects of air pollution on health and economy over the past decades across the world. As insurance coverage has been closely related to household welfare, we aim to investigate the influence of air pollution, in particular, the sulfur dioxide (SO2) pollution on household purchases of commercial health insurance using data from the 2017 China Household Financial Survey (CHFS). The results show that the rise in SO2 emission has a significant positive association with tendency of residents to participate in commercial health insurance. The possibility of household commercial health insurance purchasing increases by 4% per 1,000 tons of SO2 emission. In addition, the proportion of commercial health insurance expenditure in household annual income increases by 29% per 1,000 tons of SO2 emission. The effects are also found to differ among resident groups. Residents in eastern parts of China are more likely to buy commercial health insurance facing SO2 pollution compared to those in western parts of China; people with higher income are more likely to be affected compared to those with lower income; families with the household head being female are more likely to be affected compared to those with the household head being male. This research provides baseline information on the formulation and implementation of future operation strategy in commercial health insurance companies of China.
format	article
author	Ren Wang Lizhi Zhang Ting Tang Fei Yan Dawei Jiang
author_facet	Ren Wang Lizhi Zhang Ting Tang Fei Yan Dawei Jiang
author_sort	Ren Wang
title	Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
title_short	Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
title_full	Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
title_fullStr	Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
title_full_unstemmed	Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study
title_sort	effects of so2 pollution on household insurance purchasing in china: a cross-sectional study
publisher	Frontiers Media S.A.
publishDate	2021
url	https://doaj.org/article/cc254d1e033943cda70d0d8e2c142dae
work_keys_str_mv	AT renwang effectsofso2pollutiononhouseholdinsurancepurchasinginchinaacrosssectionalstudy AT lizhizhang effectsofso2pollutiononhouseholdinsurancepurchasinginchinaacrosssectionalstudy AT tingtang effectsofso2pollutiononhouseholdinsurancepurchasinginchinaacrosssectionalstudy AT feiyan effectsofso2pollutiononhouseholdinsurancepurchasinginchinaacrosssectionalstudy AT daweijiang effectsofso2pollutiononhouseholdinsurancepurchasinginchinaacrosssectionalstudy
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Effects of SO2 Pollution on Household Insurance Purchasing in China: A Cross-Sectional Study

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