DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES

Artificial intelligence technologies today are end-to-end technologies of digital transformation of economic entities, including the banking sector. Commercial banks over the past decade have gone through a transformation path up to the almost complete transformation of the bank into an online servi...

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Autor principal:	Sergei Nikolaevich Tereshchenko
Formato:	article
Lenguaje:	EN RU
Publicado:	Science and Innovation Center Publishing House 2020
Materias:	искусственный интеллект соревнования по программированию kaggle компьютерное зрение кредитный скоринг: бизнес-процессы банковского сектора цифровая трансформация Law K Social Sciences H
Acceso en línea:	https://doaj.org/article/daed90182500468b8a750c75eb55912d
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spelling	oai:doaj.org-article:daed90182500468b8a750c75eb55912d2021-12-02T17:21:43ZDIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES2070-756810.12731/2070-7568-2020-4-415-427https://doaj.org/article/daed90182500468b8a750c75eb55912d2020-12-01T00:00:00Zhttp://journal-s.org/index.php/nk/article/view/13072https://doaj.org/toc/2070-7568Artificial intelligence technologies today are end-to-end technologies of digital transformation of economic entities, including the banking sector. Commercial banks over the past decade have gone through a transformation path up to the almost complete transformation of the bank into an online service of the human – intelligent agent bundle, where the role of a person has fewer and fewer functions. The banking sector has become one of the drivers of the introduction of artificial intelligence systems. To assess the key stages of the digital transformation of the banking sector in the world, you can use the analysis of the world’s largest competitions in programming and the application of artificial intelligence technologies for the tasks of the banking industry. The article deals with technological approaches to solving key problems of banking in international programming competitions. The results of the competition are analyzed as a cross-section of the current request for technologies from the banking sector and indicators of the technological state of artificial intelligence technologies. Conducting an analysis on the tasks of international competitions, whose customers are not representatives of the banking sector, but which have a significant impact on banking business processes. Purpose. Research of topics and results of international competitions on the use of artificial intelligence technologies in banking tasks as a metric of digital transformation of business processes in the banking sector. Methodology in article method of system analysis, and also statistical methods of the analysis were used. Results: the key stages of digital transformation of business processes of the banking sector for the period 2010-2020 years and the vector of development of banking technologies are received. Practical implications the obtained results should be applied by the subjects of the banking sector to build a strategy for digital transformation of business processes.Sergei Nikolaevich TereshchenkoScience and Innovation Center Publishing Housearticleискусственный интеллектсоревнования по программированиюkaggleкомпьютерное зрениекредитный скоринг: бизнес-процессы банковского секторацифровая трансформацияLawKSocial SciencesHENRUНаука Красноярья, Vol 9, Iss 4, Pp 415-427 (2020)
institution	DOAJ
collection	DOAJ
language	EN RU
topic	искусственный интеллект соревнования по программированию kaggle компьютерное зрение кредитный скоринг: бизнес-процессы банковского сектора цифровая трансформация Law K Social Sciences H
spellingShingle	искусственный интеллект соревнования по программированию kaggle компьютерное зрение кредитный скоринг: бизнес-процессы банковского сектора цифровая трансформация Law K Social Sciences H Sergei Nikolaevich Tereshchenko DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
description	Artificial intelligence technologies today are end-to-end technologies of digital transformation of economic entities, including the banking sector. Commercial banks over the past decade have gone through a transformation path up to the almost complete transformation of the bank into an online service of the human – intelligent agent bundle, where the role of a person has fewer and fewer functions. The banking sector has become one of the drivers of the introduction of artificial intelligence systems. To assess the key stages of the digital transformation of the banking sector in the world, you can use the analysis of the world’s largest competitions in programming and the application of artificial intelligence technologies for the tasks of the banking industry. The article deals with technological approaches to solving key problems of banking in international programming competitions. The results of the competition are analyzed as a cross-section of the current request for technologies from the banking sector and indicators of the technological state of artificial intelligence technologies. Conducting an analysis on the tasks of international competitions, whose customers are not representatives of the banking sector, but which have a significant impact on banking business processes. Purpose. Research of topics and results of international competitions on the use of artificial intelligence technologies in banking tasks as a metric of digital transformation of business processes in the banking sector. Methodology in article method of system analysis, and also statistical methods of the analysis were used. Results: the key stages of digital transformation of business processes of the banking sector for the period 2010-2020 years and the vector of development of banking technologies are received. Practical implications the obtained results should be applied by the subjects of the banking sector to build a strategy for digital transformation of business processes.
format	article
author	Sergei Nikolaevich Tereshchenko
author_facet	Sergei Nikolaevich Tereshchenko
author_sort	Sergei Nikolaevich Tereshchenko
title	DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
title_short	DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
title_full	DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
title_fullStr	DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
title_full_unstemmed	DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES
title_sort	digital transformation of business processes of commercial banks under the influence of artificial intelligence technologies
publisher	Science and Innovation Center Publishing House
publishDate	2020
url	https://doaj.org/article/daed90182500468b8a750c75eb55912d
work_keys_str_mv	AT sergeinikolaevichtereshchenko digitaltransformationofbusinessprocessesofcommercialbanksundertheinfluenceofartificialintelligencetechnologies
_version_	1718381053192699904

DIGITAL TRANSFORMATION OF BUSINESS PROCESSES OF COMMERCIAL BANKS UNDER THE INFLUENCE OF ARTIFICIAL INTELLIGENCE TECHNOLOGIES

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