METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS

Borrower’s solvency is his/her ability to settle accounts in full and in due time with the creditor under his/her credit obligations. Estimation of client’s solvency is obvious for everyone. Today the notion of borrower’s solvency should be considered in a new aspect, which differs from the conventi...

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Autores principales:	O. S. Makhmadov, В. M. Sharipov
Formato:	article
Lenguaje:	RU
Publicado:	Plekhanov Russian University of Economics 2018
Materias:	credit organization coefficients of estimating the borrower’s solvency analysis of the borrower’s finance standing Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/dc18c4524cfd44219759f6a642b12e54
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spelling	oai:doaj.org-article:dc18c4524cfd44219759f6a642b12e542021-11-15T05:20:47ZMETHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS2413-28292587-925110.21686/2413-2829-2018-3-72-82https://doaj.org/article/dc18c4524cfd44219759f6a642b12e542018-06-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/498https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251Borrower’s solvency is his/her ability to settle accounts in full and in due time with the creditor under his/her credit obligations. Estimation of client’s solvency is obvious for everyone. Today the notion of borrower’s solvency should be considered in a new aspect, which differs from the conventional wording highlighted widely in Russian – English economic literature. The new aspect is connected with risk-management development. The future of the credit organization depends on its ability to estimate the borrower’s solvency. The choice of the optimal method for client’s solvency estimation is a serious problem, as the correct methodology of borrower’s solvency estimation affects liquidity, creditability and finance stability of credit organizations and the banking system in general. The author studies key methods of estimating the borrower’s solvency in today’s conditions, including methods of estimating borrower’s solvency in Russia, Tajikistan and overseas countries on the basis of the system of finance coefficients and other methods.O. S. MakhmadovВ. M. SharipovPlekhanov Russian University of Economicsarticlecredit organizationcoefficients of estimating the borrower’s solvencyanalysis of the borrower’s finance standingEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 0, Iss 3, Pp 72-82 (2018)
institution	DOAJ
collection	DOAJ
language	RU
topic	credit organization coefficients of estimating the borrower’s solvency analysis of the borrower’s finance standing Economics as a science HB71-74
spellingShingle	credit organization coefficients of estimating the borrower’s solvency analysis of the borrower’s finance standing Economics as a science HB71-74 O. S. Makhmadov В. M. Sharipov METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
description	Borrower’s solvency is his/her ability to settle accounts in full and in due time with the creditor under his/her credit obligations. Estimation of client’s solvency is obvious for everyone. Today the notion of borrower’s solvency should be considered in a new aspect, which differs from the conventional wording highlighted widely in Russian – English economic literature. The new aspect is connected with risk-management development. The future of the credit organization depends on its ability to estimate the borrower’s solvency. The choice of the optimal method for client’s solvency estimation is a serious problem, as the correct methodology of borrower’s solvency estimation affects liquidity, creditability and finance stability of credit organizations and the banking system in general. The author studies key methods of estimating the borrower’s solvency in today’s conditions, including methods of estimating borrower’s solvency in Russia, Tajikistan and overseas countries on the basis of the system of finance coefficients and other methods.
format	article
author	O. S. Makhmadov В. M. Sharipov
author_facet	O. S. Makhmadov В. M. Sharipov
author_sort	O. S. Makhmadov
title	METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
title_short	METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
title_full	METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
title_fullStr	METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
title_full_unstemmed	METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS
title_sort	methodology of estimating borrower’s solvency in today’s conditions
publisher	Plekhanov Russian University of Economics
publishDate	2018
url	https://doaj.org/article/dc18c4524cfd44219759f6a642b12e54
work_keys_str_mv	AT osmakhmadov methodologyofestimatingborrowerssolvencyintodaysconditions AT vmsharipov methodologyofestimatingborrowerssolvencyintodaysconditions
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METHODOLOGY OF ESTIMATING BORROWER’S SOLVENCY IN TODAY’S CONDITIONS

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