Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms

Purpose: The purpose of this study was to establish examine the relationship between credit allocation, risk management and loan portfolio performance of MFIs in Uganda. Design/methodology/approach: A cross-sectional research design was adopted which involved descriptive, correlation and regression...

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Autores principales:	Bob Ssekiziyivu, Rogers Mwesigwa, Mayengo Joseph, Isaac Nkote Nabeta
Formato:	article
Lenguaje:	EN
Publicado:	Taylor & Francis Group 2017
Materias:	mfi credit allocation risk management and loan portfolio performance Business HF5001-6182 Management. Industrial management HD28-70
Acceso en línea:	https://doaj.org/article/df775eef383c4d7eadb956524eabd8ca
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spelling	oai:doaj.org-article:df775eef383c4d7eadb956524eabd8ca2021-12-02T14:07:31ZCredit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms2331-197510.1080/23311975.2017.1374921https://doaj.org/article/df775eef383c4d7eadb956524eabd8ca2017-01-01T00:00:00Zhttp://dx.doi.org/10.1080/23311975.2017.1374921https://doaj.org/toc/2331-1975Purpose: The purpose of this study was to establish examine the relationship between credit allocation, risk management and loan portfolio performance of MFIs in Uganda. Design/methodology/approach: A cross-sectional research design was adopted which involved descriptive, correlation and regression approaches. Data were analysed through SPSS. Simple random sampling was used to select a sample of 40 MFIs from the population of 45 in Kampala and Wakiso districts. Findings: Results indicated that credit allocation and risk management had a significant relationship with loan portfolio performance. Results from the regression analysis showed that credit allocation and risk management significantly predicted 23.9% of loan portfolio performance. Practical implications: It was recommended that managers of the MFIs should conduct pre-disbursement trainings through workshops and seminars for all successful loan applicants which would enable them on how to utilize the loan facilities acquired which will eventually reduce on the default rates. Originality/value: This is one of the few studies that focus on credit allocation, risk management and loan portfolio performance of MFIs within the context of Uganda.Bob SsekiziyivuRogers MwesigwaMayengo JosephIsaac Nkote NabetaTaylor & Francis Grouparticlemficredit allocationrisk management and loan portfolio performanceBusinessHF5001-6182Management. Industrial managementHD28-70ENCogent Business & Management, Vol 4, Iss 1 (2017)
institution	DOAJ
collection	DOAJ
language	EN
topic	mfi credit allocation risk management and loan portfolio performance Business HF5001-6182 Management. Industrial management HD28-70
spellingShingle	mfi credit allocation risk management and loan portfolio performance Business HF5001-6182 Management. Industrial management HD28-70 Bob Ssekiziyivu Rogers Mwesigwa Mayengo Joseph Isaac Nkote Nabeta Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
description	Purpose: The purpose of this study was to establish examine the relationship between credit allocation, risk management and loan portfolio performance of MFIs in Uganda. Design/methodology/approach: A cross-sectional research design was adopted which involved descriptive, correlation and regression approaches. Data were analysed through SPSS. Simple random sampling was used to select a sample of 40 MFIs from the population of 45 in Kampala and Wakiso districts. Findings: Results indicated that credit allocation and risk management had a significant relationship with loan portfolio performance. Results from the regression analysis showed that credit allocation and risk management significantly predicted 23.9% of loan portfolio performance. Practical implications: It was recommended that managers of the MFIs should conduct pre-disbursement trainings through workshops and seminars for all successful loan applicants which would enable them on how to utilize the loan facilities acquired which will eventually reduce on the default rates. Originality/value: This is one of the few studies that focus on credit allocation, risk management and loan portfolio performance of MFIs within the context of Uganda.
format	article
author	Bob Ssekiziyivu Rogers Mwesigwa Mayengo Joseph Isaac Nkote Nabeta
author_facet	Bob Ssekiziyivu Rogers Mwesigwa Mayengo Joseph Isaac Nkote Nabeta
author_sort	Bob Ssekiziyivu
title	Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
title_short	Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
title_full	Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
title_fullStr	Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
title_full_unstemmed	Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms
title_sort	credit allocation, risk management and loan portfolio performance of mfis—a case of ugandan firms
publisher	Taylor & Francis Group
publishDate	2017
url	https://doaj.org/article/df775eef383c4d7eadb956524eabd8ca
work_keys_str_mv	AT bobssekiziyivu creditallocationriskmanagementandloanportfolioperformanceofmfisacaseofugandanfirms AT rogersmwesigwa creditallocationriskmanagementandloanportfolioperformanceofmfisacaseofugandanfirms AT mayengojoseph creditallocationriskmanagementandloanportfolioperformanceofmfisacaseofugandanfirms AT isaacnkotenabeta creditallocationriskmanagementandloanportfolioperformanceofmfisacaseofugandanfirms
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Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms

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