A credit risk assessment model of borrowers in P2P lending based on BP neural network.

Peer-to-Peer (P2P) lending provides convenient and efficient financing channels for small and medium-sized enterprises and individuals, and therefore it has developed rapidly since entering the market. However, due to the imperfection of the credit system and the influence of cyberspace restrictions...

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Autores principales: Zhengwei Ma, Wenjia Hou, Dan Zhang
Formato: article
Lenguaje:EN
Publicado: Public Library of Science (PLoS) 2021
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Acceso en línea:https://doaj.org/article/ea7fc0dd8d984bbc93a6cc417a041abf
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