Cryptocurrencies for microfinance

The objective of microfinance is to provide services to create economic support for borrowers, so they can improve their social condition through entrepreneurial activity. Notwithstanding, credit alone is not sufficient to raise an individual out of poverty. In addition to credit, microfinance insti...

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Autores principales:	Lucas Lopes Ferreira Souza, Ana Augusta Ferreira de Freitas, Jerffeson Teixeira Souza, Samuel Façanha Câmara
Formato:	article
Lenguaje:	EN
Publicado:	Associação Nacional de Pós-Graduação e Pesquisa em Administração (ANPAD) 2021
Materias:	microfinance cryptocurrency design science research methodology Business HF5001-6182
Acceso en línea:	https://doaj.org/article/ef622e404e9c425f88b44dca340321ac
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spelling	oai:doaj.org-article:ef622e404e9c425f88b44dca340321ac2021-11-19T13:40:44ZCryptocurrencies for microfinance1807-769210.1590/1807-7692bar2021200063https://doaj.org/article/ef622e404e9c425f88b44dca340321ac2021-11-01T00:00:00Zhttps://bar.anpad.org.br/index.php/bar/article/view/532https://doaj.org/toc/1807-7692The objective of microfinance is to provide services to create economic support for borrowers, so they can improve their social condition through entrepreneurial activity. Notwithstanding, credit alone is not sufficient to raise an individual out of poverty. In addition to credit, microfinance institutions can assist by providing professional and management courses, consultancies, financial assistance, and by the formation of solidarity groups. To suggest a way to achieve the microfinance goal, the aim of this article is to propose a cryptocurrency model and an artifact that can contribute to the microfinance environment. This will be supported by a cryptocurrency model and platform based on the design science research methodology. This essay shows that three agents can benefit from the cryptocurrency model: borrowers, microfinance institutions, and educational institutions. Furthermore, the results show that a new market can develop from this model with a viable platform to support the relationship between these agents.Lucas Lopes Ferreira SouzaAna Augusta Ferreira de FreitasJerffeson Teixeira SouzaSamuel Façanha CâmaraAssociação Nacional de Pós-Graduação e Pesquisa em Administração (ANPAD)articlemicrofinancecryptocurrencydesign science research methodologyBusinessHF5001-6182ENBAR: Brazilian Administration Review, Vol 18, Iss Spe, Pp e200063-e200063 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	microfinance cryptocurrency design science research methodology Business HF5001-6182
spellingShingle	microfinance cryptocurrency design science research methodology Business HF5001-6182 Lucas Lopes Ferreira Souza Ana Augusta Ferreira de Freitas Jerffeson Teixeira Souza Samuel Façanha Câmara Cryptocurrencies for microfinance
description	The objective of microfinance is to provide services to create economic support for borrowers, so they can improve their social condition through entrepreneurial activity. Notwithstanding, credit alone is not sufficient to raise an individual out of poverty. In addition to credit, microfinance institutions can assist by providing professional and management courses, consultancies, financial assistance, and by the formation of solidarity groups. To suggest a way to achieve the microfinance goal, the aim of this article is to propose a cryptocurrency model and an artifact that can contribute to the microfinance environment. This will be supported by a cryptocurrency model and platform based on the design science research methodology. This essay shows that three agents can benefit from the cryptocurrency model: borrowers, microfinance institutions, and educational institutions. Furthermore, the results show that a new market can develop from this model with a viable platform to support the relationship between these agents.
format	article
author	Lucas Lopes Ferreira Souza Ana Augusta Ferreira de Freitas Jerffeson Teixeira Souza Samuel Façanha Câmara
author_facet	Lucas Lopes Ferreira Souza Ana Augusta Ferreira de Freitas Jerffeson Teixeira Souza Samuel Façanha Câmara
author_sort	Lucas Lopes Ferreira Souza
title	Cryptocurrencies for microfinance
title_short	Cryptocurrencies for microfinance
title_full	Cryptocurrencies for microfinance
title_fullStr	Cryptocurrencies for microfinance
title_full_unstemmed	Cryptocurrencies for microfinance
title_sort	cryptocurrencies for microfinance
publisher	Associação Nacional de Pós-Graduação e Pesquisa em Administração (ANPAD)
publishDate	2021
url	https://doaj.org/article/ef622e404e9c425f88b44dca340321ac
work_keys_str_mv	AT lucaslopesferreirasouza cryptocurrenciesformicrofinance AT anaaugustaferreiradefreitas cryptocurrenciesformicrofinance AT jerffesonteixeirasouza cryptocurrenciesformicrofinance AT samuelfacanhacamara cryptocurrenciesformicrofinance
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Cryptocurrencies for microfinance

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