Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan

The present study examines the factors affecting customer intention to use auto financing (ijarah) in Pakistan. The research framework is constructed based on the theory of reasoned action, which explains behavioural intention and its determinants. The study incorporates the participation of 350 po...

Descripción completa

Guardado en:

Detalles Bibliográficos
Autores principales:	Syed Ali Raza, Bushra Umer, Muhammad Ali, Muhammad Ashfaq
Formato:	article
Lenguaje:	EN
Publicado:	Universiti Sains Malaysia 2021
Materias:	Islamic banks auto ijarah customer intention Sharia compliance Pakistan Business HF5001-6182
Acceso en línea:	https://doaj.org/article/f0de9b5214c64329be8040b69e915297
Etiquetas:	Agregar Etiqueta Sin Etiquetas, Sea el primero en etiquetar este registro!

id	oai:doaj.org-article:f0de9b5214c64329be8040b69e915297
record_format	dspace
spelling	oai:doaj.org-article:f0de9b5214c64329be8040b69e9152972021-12-03T01:52:54ZDo Customers Adopt Auto Ijarah Financing? The Case of Pakistan10.21315/aamj2021.26.2.41394-26032180-4184https://doaj.org/article/f0de9b5214c64329be8040b69e9152972021-12-01T00:00:00Zhttps://ejournal.usm.my/aamj/article/view/157https://doaj.org/toc/1394-2603https://doaj.org/toc/2180-4184 The present study examines the factors affecting customer intention to use auto financing (ijarah) in Pakistan. The research framework is constructed based on the theory of reasoned action, which explains behavioural intention and its determinants. The study incorporates the participation of 350 potential customers of auto ijarah in Pakistan. Data analysis was conducted with structural equation modelling (SEM), assessing the measurement, and structural model. The outcome indicates that attitude, perceived cost benefits, Sharia compliance, religious orientation, and subjective norm are the significant predictors of customer intentions. We also found a statistically insignificant association between awareness and customer intentions. The results hold significance for the Islamic banking and financial service providers. This study provides a comprehensive understanding of the factors that contribute to the adoption of auto ijarah among potential Islamic bank customers. Syed Ali RazaBushra UmerMuhammad AliMuhammad AshfaqUniversiti Sains Malaysia articleIslamic banksauto ijarahcustomer intentionSharia compliancePakistanBusinessHF5001-6182ENAsian Academy of Management Journal, Vol 26, Iss 2 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	Islamic banks auto ijarah customer intention Sharia compliance Pakistan Business HF5001-6182
spellingShingle	Islamic banks auto ijarah customer intention Sharia compliance Pakistan Business HF5001-6182 Syed Ali Raza Bushra Umer Muhammad Ali Muhammad Ashfaq Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
description	The present study examines the factors affecting customer intention to use auto financing (ijarah) in Pakistan. The research framework is constructed based on the theory of reasoned action, which explains behavioural intention and its determinants. The study incorporates the participation of 350 potential customers of auto ijarah in Pakistan. Data analysis was conducted with structural equation modelling (SEM), assessing the measurement, and structural model. The outcome indicates that attitude, perceived cost benefits, Sharia compliance, religious orientation, and subjective norm are the significant predictors of customer intentions. We also found a statistically insignificant association between awareness and customer intentions. The results hold significance for the Islamic banking and financial service providers. This study provides a comprehensive understanding of the factors that contribute to the adoption of auto ijarah among potential Islamic bank customers.
format	article
author	Syed Ali Raza Bushra Umer Muhammad Ali Muhammad Ashfaq
author_facet	Syed Ali Raza Bushra Umer Muhammad Ali Muhammad Ashfaq
author_sort	Syed Ali Raza
title	Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
title_short	Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
title_full	Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
title_fullStr	Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
title_full_unstemmed	Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan
title_sort	do customers adopt auto ijarah financing? the case of pakistan
publisher	Universiti Sains Malaysia
publishDate	2021
url	https://doaj.org/article/f0de9b5214c64329be8040b69e915297
work_keys_str_mv	AT syedaliraza docustomersadoptautoijarahfinancingthecaseofpakistan AT bushraumer docustomersadoptautoijarahfinancingthecaseofpakistan AT muhammadali docustomersadoptautoijarahfinancingthecaseofpakistan AT muhammadashfaq docustomersadoptautoijarahfinancingthecaseofpakistan
_version_	1718373963936038912

Do Customers Adopt Auto Ijarah Financing? The Case of Pakistan

Ejemplares similares