Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico

The aim of this work is to establish whether the savings and credit cooperatives are isomorphic to the formal banking system in Mexico; because those entities have operated traditionally in an environment of informality, but lately some of them have moved toward the formalization as a result of the...

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Autores principales:	Graciela Lara Gómez, Felipe A. Pérez Sosa
Formato:	article
Lenguaje:	EN ES
Publicado:	AECOOP Escuela de Estudios Cooperativos 2015
Materias:	Cambio organizacional neoinstitucionalismo sector financiero ahorro y crédito popular pruebas de hipótesis. Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/f2854aa64cf1460cb5585a6696918aca
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spelling	oai:doaj.org-article:f2854aa64cf1460cb5585a6696918aca2021-11-12T13:14:39ZDeterminants of the institutional isomorphism of the savings and credit cooperatives in Mexico1135-66181885-803110.5209/rev_REVE.2015.n119.49068https://doaj.org/article/f2854aa64cf1460cb5585a6696918aca2015-05-01T00:00:00Zhttp://revistas.ucm.es/index.php/REVE/article/view/49068https://doaj.org/toc/1135-6618https://doaj.org/toc/1885-8031The aim of this work is to establish whether the savings and credit cooperatives are isomorphic to the formal banking system in Mexico; because those entities have operated traditionally in an environment of informality, but lately some of them have moved toward the formalization as a result of the requirements imposed by regulatory bodies. To this end, the present study was carried out with a mixed methodological approach, in which the results obtained through qualitative techniques were confirmed with statistical inferences based on hypothesis testing. With the qualitative approach could be established that the managers of the savings and credit cooperatives in Mexico have focused their efforts on meeting the regulatory systems arising from 2001 ; and with the results of the statistical tests it was determined that: a) No evidence of isomorphism is detected in the amounts of total assets; b ) Isomorphism traits are found in total loans and total deposits. In addition, it could be observed evidence suggesting that in these topics, the degree of institutionalization of some cooperatives is higher than that of some banks; c) Finally, it was determined that the existing isomorphism in the default rate is presented in three different ranges, depending on the degree of institutionalization of the studied entities. In conclusion, it is expected that the savings and credit cooperatives in Mexico will continue to experience changes driven by regulation and the market, which will encourage that the mimetic isomorphism prevail among them.Graciela Lara GómezFelipe A. Pérez SosaAECOOP Escuela de Estudios CooperativosarticleCambio organizacionalneoinstitucionalismosector financieroahorro y crédito popularpruebas de hipótesis.Economics as a scienceHB71-74ENESRevista de Estudios Cooperativos, Vol 119, Iss 0, Pp 77-106 (2015)
institution	DOAJ
collection	DOAJ
language	EN ES
topic	Cambio organizacional neoinstitucionalismo sector financiero ahorro y crédito popular pruebas de hipótesis. Economics as a science HB71-74
spellingShingle	Cambio organizacional neoinstitucionalismo sector financiero ahorro y crédito popular pruebas de hipótesis. Economics as a science HB71-74 Graciela Lara Gómez Felipe A. Pérez Sosa Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
description	The aim of this work is to establish whether the savings and credit cooperatives are isomorphic to the formal banking system in Mexico; because those entities have operated traditionally in an environment of informality, but lately some of them have moved toward the formalization as a result of the requirements imposed by regulatory bodies. To this end, the present study was carried out with a mixed methodological approach, in which the results obtained through qualitative techniques were confirmed with statistical inferences based on hypothesis testing. With the qualitative approach could be established that the managers of the savings and credit cooperatives in Mexico have focused their efforts on meeting the regulatory systems arising from 2001 ; and with the results of the statistical tests it was determined that: a) No evidence of isomorphism is detected in the amounts of total assets; b ) Isomorphism traits are found in total loans and total deposits. In addition, it could be observed evidence suggesting that in these topics, the degree of institutionalization of some cooperatives is higher than that of some banks; c) Finally, it was determined that the existing isomorphism in the default rate is presented in three different ranges, depending on the degree of institutionalization of the studied entities. In conclusion, it is expected that the savings and credit cooperatives in Mexico will continue to experience changes driven by regulation and the market, which will encourage that the mimetic isomorphism prevail among them.
format	article
author	Graciela Lara Gómez Felipe A. Pérez Sosa
author_facet	Graciela Lara Gómez Felipe A. Pérez Sosa
author_sort	Graciela Lara Gómez
title	Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
title_short	Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
title_full	Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
title_fullStr	Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
title_full_unstemmed	Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico
title_sort	determinants of the institutional isomorphism of the savings and credit cooperatives in mexico
publisher	AECOOP Escuela de Estudios Cooperativos
publishDate	2015
url	https://doaj.org/article/f2854aa64cf1460cb5585a6696918aca
work_keys_str_mv	AT gracielalaragomez determinantsoftheinstitutionalisomorphismofthesavingsandcreditcooperativesinmexico AT felipeaperezsosa determinantsoftheinstitutionalisomorphismofthesavingsandcreditcooperativesinmexico
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Determinants of the institutional isomorphism of the savings and credit cooperatives in Mexico

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