THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY

ABSTRACT This study aims to find out the effect of financial literacy and personality traits on personal financial management. The population in this study was all students of the Faculty of Economics, which consisted of 1068 students, and 258 students were selected as the samples of this study usi...

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Autores principales: Nur Fitrah Ramadhani Liesfi, Suranto Suranto
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Publicado: Universitas PGRI Madiun 2021
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Acceso en línea:https://doaj.org/article/f6f744d7bf744a4dae49eb0ab5c8f174
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spelling oai:doaj.org-article:f6f744d7bf744a4dae49eb0ab5c8f1742021-11-06T07:59:43ZTHE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY2302-62512477-499510.25273/jap.v10i2.6048https://doaj.org/article/f6f744d7bf744a4dae49eb0ab5c8f1742021-10-01T00:00:00Zhttp://e-journal.unipma.ac.id/index.php/assets/article/view/6048https://doaj.org/toc/2302-6251https://doaj.org/toc/2477-4995ABSTRACT This study aims to find out the effect of financial literacy and personality traits on personal financial management. The population in this study was all students of the Faculty of Economics, which consisted of 1068 students, and 258 students were selected as the samples of this study using a proportional cluster random sampling system. The data analysis technique used was multiple linear regression. The result of this study showed that financial literacy and personality, whether simultaneous or partial, significantly and positively affect the personal financial management of students. ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan ciri-ciri kepribadian terhadap pengelolaan keuangan pribadi. Populasi dalam penelitian ini adalah seluruh mahasiswa Fakultas Ekonomi yang berjumlah 1068 mahasiswa dan dipilih sebanyak 258 mahasiswa yang digunakan sebagai sampel dalam penelitian ini dengan menggunakan teknik proportional cluster random sampling. Teknik analisis data yang digunakan adalah regresi linear berganda. Hasil dari penelitian ini menunjukkan literasi keuangan dan kepribadian, baik secara simultan ataupun parsial, berpengaruh positif dan signifikan terhadap pengelolaan keuangan pribadi mahasiswa.Nur Fitrah Ramadhani LiesfiSuranto SurantoUniversitas PGRI Madiunarticlefinancial managementfinancial literacypersonalitycollege studentpengelolaan keuanganliterasi keuangankepribadianmahasiswaEducationLEducation (General)L7-991Accounting. BookkeepingHF5601-5689ENIDAssets: Jurnal Akuntansi dan Pendidikan, Vol 10, Iss 2, Pp 101-110 (2021)
institution DOAJ
collection DOAJ
language EN
ID
topic financial management
financial literacy
personality
college student
pengelolaan keuangan
literasi keuangan
kepribadian
mahasiswa
Education
L
Education (General)
L7-991
Accounting. Bookkeeping
HF5601-5689
spellingShingle financial management
financial literacy
personality
college student
pengelolaan keuangan
literasi keuangan
kepribadian
mahasiswa
Education
L
Education (General)
L7-991
Accounting. Bookkeeping
HF5601-5689
Nur Fitrah Ramadhani Liesfi
Suranto Suranto
THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
description ABSTRACT This study aims to find out the effect of financial literacy and personality traits on personal financial management. The population in this study was all students of the Faculty of Economics, which consisted of 1068 students, and 258 students were selected as the samples of this study using a proportional cluster random sampling system. The data analysis technique used was multiple linear regression. The result of this study showed that financial literacy and personality, whether simultaneous or partial, significantly and positively affect the personal financial management of students. ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan ciri-ciri kepribadian terhadap pengelolaan keuangan pribadi. Populasi dalam penelitian ini adalah seluruh mahasiswa Fakultas Ekonomi yang berjumlah 1068 mahasiswa dan dipilih sebanyak 258 mahasiswa yang digunakan sebagai sampel dalam penelitian ini dengan menggunakan teknik proportional cluster random sampling. Teknik analisis data yang digunakan adalah regresi linear berganda. Hasil dari penelitian ini menunjukkan literasi keuangan dan kepribadian, baik secara simultan ataupun parsial, berpengaruh positif dan signifikan terhadap pengelolaan keuangan pribadi mahasiswa.
format article
author Nur Fitrah Ramadhani Liesfi
Suranto Suranto
author_facet Nur Fitrah Ramadhani Liesfi
Suranto Suranto
author_sort Nur Fitrah Ramadhani Liesfi
title THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
title_short THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
title_full THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
title_fullStr THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
title_full_unstemmed THE EFFECT OF FINANCIAL LITERACY AND PERSONALITY TOWARDS STUDENTS’ FINANCIAL MANAGEMENT ABILITY
title_sort effect of financial literacy and personality towards students’ financial management ability
publisher Universitas PGRI Madiun
publishDate 2021
url https://doaj.org/article/f6f744d7bf744a4dae49eb0ab5c8f174
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