INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS

The aim of this study is to determine internal factors affecting profitability in commercial banks comparatively for domestic and foreign banks. In this study, panel data analysis was performed by using the data between 2006 and 2015 of 12 domestic and 17 foreign capital commercial banks. In order t...

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Autores principales:	Rıfat KARAKUŞ, İsrafil ZOR, Şeyma YILMAZ KÜÇÜK
Formato:	article
Lenguaje:	DE EN FR TR
Publicado:	Fırat University 2019
Materias:	commercial banks return on assets return on equity net interest margin internal factors Social Sciences H Social sciences (General) H1-99
Acceso en línea:	https://doaj.org/article/ffc4a0871f8c4e24a29ffcb2d7a28b30
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spelling	oai:doaj.org-article:ffc4a0871f8c4e24a29ffcb2d7a28b302021-11-24T09:20:44ZINTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS2148-416310.9761/JASSS7253https://doaj.org/article/ffc4a0871f8c4e24a29ffcb2d7a28b302019-08-01T00:00:00Zhttps://jasstudies.com/index.jsp?mod=tammetin&makaleadi=806275267_26-Yrd.%20Do%C3%A7.%20Dr.%20R%C4%B1fat%20Karaku%C5%9F.pdf&key=28475https://doaj.org/toc/2148-4163The aim of this study is to determine internal factors affecting profitability in commercial banks comparatively for domestic and foreign banks. In this study, panel data analysis was performed by using the data between 2006 and 2015 of 12 domestic and 17 foreign capital commercial banks. In order to express profitability in the study, return on assets, return on equity and net interest margin are used as dependent variables. As a result of the study, in which ten internal factors were determined as independent variables, both differences and similarities of internal factors affecting profitability in domestic and foreign commercial banks are established. Asset size, equity to total assets, loan loss provisions to total loans and non-interest incomes to total assets affect return on assets positively in domestic banks while non-interest expenditures to total assets affects negatively. In foreign banks, equity to total assets and non-interest income to total assets affect return on assets positively. The asset size and equity to total assets also affect the return on equity for domestic and foreign banks positively. Moreover, for domestic banks non-interest income to total assets domestic banks and for foreign banks liquid assets to total assets are the other factors affecting the return on equity in the positive direction. Finally, equity to total assets and loan loss provisions to total loans are the factors that have a positive effect on the net interest margin for the domestic and foreign banks.Rıfat KARAKUŞİsrafil ZORŞeyma YILMAZ KÜÇÜKFırat Universityarticlecommercial banksreturn on assetsreturn on equitynet interest margininternal factorsSocial SciencesHSocial sciences (General)H1-99DEENFRTRJournal of Academic Social Science Studies , Vol 10, Iss 62, Pp 379-398 (2019)
institution	DOAJ
collection	DOAJ
language	DE EN FR TR
topic	commercial banks return on assets return on equity net interest margin internal factors Social Sciences H Social sciences (General) H1-99
spellingShingle	commercial banks return on assets return on equity net interest margin internal factors Social Sciences H Social sciences (General) H1-99 Rıfat KARAKUŞ İsrafil ZOR Şeyma YILMAZ KÜÇÜK INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
description	The aim of this study is to determine internal factors affecting profitability in commercial banks comparatively for domestic and foreign banks. In this study, panel data analysis was performed by using the data between 2006 and 2015 of 12 domestic and 17 foreign capital commercial banks. In order to express profitability in the study, return on assets, return on equity and net interest margin are used as dependent variables. As a result of the study, in which ten internal factors were determined as independent variables, both differences and similarities of internal factors affecting profitability in domestic and foreign commercial banks are established. Asset size, equity to total assets, loan loss provisions to total loans and non-interest incomes to total assets affect return on assets positively in domestic banks while non-interest expenditures to total assets affects negatively. In foreign banks, equity to total assets and non-interest income to total assets affect return on assets positively. The asset size and equity to total assets also affect the return on equity for domestic and foreign banks positively. Moreover, for domestic banks non-interest income to total assets domestic banks and for foreign banks liquid assets to total assets are the other factors affecting the return on equity in the positive direction. Finally, equity to total assets and loan loss provisions to total loans are the factors that have a positive effect on the net interest margin for the domestic and foreign banks.
format	article
author	Rıfat KARAKUŞ İsrafil ZOR Şeyma YILMAZ KÜÇÜK
author_facet	Rıfat KARAKUŞ İsrafil ZOR Şeyma YILMAZ KÜÇÜK
author_sort	Rıfat KARAKUŞ
title	INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
title_short	INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
title_full	INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
title_fullStr	INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
title_full_unstemmed	INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS
title_sort	internal determinants of commercial banks profitability: comparative analysis in domestic and foreign capital banks
publisher	Fırat University
publishDate	2019
url	https://doaj.org/article/ffc4a0871f8c4e24a29ffcb2d7a28b30
work_keys_str_mv	AT rıfatkarakus internaldeterminantsofcommercialbanksprofitabilitycomparativeanalysisindomesticandforeigncapitalbanks AT israfilzor internaldeterminantsofcommercialbanksprofitabilitycomparativeanalysisindomesticandforeigncapitalbanks AT seymayilmazkucuk internaldeterminantsofcommercialbanksprofitabilitycomparativeanalysisindomesticandforeigncapitalbanks
_version_	1718415587816767488

INTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: COMPARATIVE ANALYSIS IN DOMESTIC AND FOREIGN CAPITAL BANKS

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