Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana

Abstract This study examined the determinants of rural household agriculture credit fungibility (CF). The study found agricultural CF among farmers, with approximately 79% of farmers involved in agricultural CF. Household financial burden was found to be the main cause of CF among the studied farmer...

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Autores principales:	Darfor,Kwabena Nkansah, Twumasi,Martinson Ankrah, Akaba,Selorm, Kwamega,Michael, Ntim-Amo,Gideon, Ansah,Stephen
Lenguaje:	English
Publicado:	Pontificia Universidad Católica de Chile.Facultad de Agronomía e Ingeniería Forestal 2021
Materias:	Agriculture credit fungibility Ghana instrumental variables probit model rural farm households
Acceso en línea:	http://www.scielo.cl/scielo.php?script=sci_arttext&pid=S2452-57312021000100001
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spelling	oai:scielo:S2452-573120210001000012021-05-16Determinants of agriculture credit fungibility among smallholder farmers: The case of rural GhanaDarfor,Kwabena NkansahTwumasi,Martinson AnkrahAkaba,SelormKwamega,MichaelNtim-Amo,GideonAnsah,Stephen Agriculture credit fungibility Ghana instrumental variables probit model rural farm households Abstract This study examined the determinants of rural household agriculture credit fungibility (CF). The study found agricultural CF among farmers, with approximately 79% of farmers involved in agricultural CF. Household financial burden was found to be the main cause of CF among the studied farmers. Most fungible credit was used for clothing and food consumption. A probit model was employed to analyze survey data collected from four regions in Ghana. We employed an instrumental variable approach (IV-Probit) to test for robustness due to endogeneity issues. The econometric model results show that the variables of off-farm income and farm size inversely influenced agricultural CF, while those of education, household size, male farmer gender, and chronic disease variables had a positive effect on agricultural CF. Our findings have policy implications for alleviating agricultural CF.info:eu-repo/semantics/openAccessPontificia Universidad Católica de Chile.Facultad de Agronomía e Ingeniería ForestalInternational journal of agriculture and natural resources v.48 n.1 20212021-04-01text/htmlhttp://www.scielo.cl/scielo.php?script=sci_arttext&pid=S2452-57312021000100001en10.7764/ijanr.v48i1.2235
institution	Scielo Chile
collection	Scielo Chile
language	English
topic	Agriculture credit fungibility Ghana instrumental variables probit model rural farm households
spellingShingle	Agriculture credit fungibility Ghana instrumental variables probit model rural farm households Darfor,Kwabena Nkansah Twumasi,Martinson Ankrah Akaba,Selorm Kwamega,Michael Ntim-Amo,Gideon Ansah,Stephen Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
description	Abstract This study examined the determinants of rural household agriculture credit fungibility (CF). The study found agricultural CF among farmers, with approximately 79% of farmers involved in agricultural CF. Household financial burden was found to be the main cause of CF among the studied farmers. Most fungible credit was used for clothing and food consumption. A probit model was employed to analyze survey data collected from four regions in Ghana. We employed an instrumental variable approach (IV-Probit) to test for robustness due to endogeneity issues. The econometric model results show that the variables of off-farm income and farm size inversely influenced agricultural CF, while those of education, household size, male farmer gender, and chronic disease variables had a positive effect on agricultural CF. Our findings have policy implications for alleviating agricultural CF.
author	Darfor,Kwabena Nkansah Twumasi,Martinson Ankrah Akaba,Selorm Kwamega,Michael Ntim-Amo,Gideon Ansah,Stephen
author_facet	Darfor,Kwabena Nkansah Twumasi,Martinson Ankrah Akaba,Selorm Kwamega,Michael Ntim-Amo,Gideon Ansah,Stephen
author_sort	Darfor,Kwabena Nkansah
title	Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
title_short	Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
title_full	Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
title_fullStr	Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
title_full_unstemmed	Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana
title_sort	determinants of agriculture credit fungibility among smallholder farmers: the case of rural ghana
publisher	Pontificia Universidad Católica de Chile.Facultad de Agronomía e Ingeniería Forestal
publishDate	2021
url	http://www.scielo.cl/scielo.php?script=sci_arttext&pid=S2452-57312021000100001
work_keys_str_mv	AT darforkwabenankansah determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana AT twumasimartinsonankrah determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana AT akabaselorm determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana AT kwamegamichael determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana AT ntimamogideon determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana AT ansahstephen determinantsofagriculturecreditfungibilityamongsmallholderfarmersthecaseofruralghana
_version_	1714207473300144128

Determinants of agriculture credit fungibility among smallholder farmers: The case of rural Ghana

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