Loan default prediction of Chinese P2P market: a machine learning methodology

Abstract Repayment failures of borrowers have greatly affected the sustainable development of the peer-to-peer (P2P) lending industry. The latest literature reveals that existing risk evaluation systems may ignore important signals and risk factors affecting P2P repayment. In our study, we applied f...

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Autores principales: Junhui Xu, Zekai Lu, Ying Xie
Formato: article
Lenguaje:EN
Publicado: Nature Portfolio 2021
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Acceso en línea:https://doaj.org/article/6a6b92e8957b4fd08d6a6e2d575335ac
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