Loan default prediction of Chinese P2P market: a machine learning methodology
Abstract Repayment failures of borrowers have greatly affected the sustainable development of the peer-to-peer (P2P) lending industry. The latest literature reveals that existing risk evaluation systems may ignore important signals and risk factors affecting P2P repayment. In our study, we applied f...
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Autores principales: | Junhui Xu, Zekai Lu, Ying Xie |
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Formato: | article |
Lenguaje: | EN |
Publicado: |
Nature Portfolio
2021
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Materias: | |
Acceso en línea: | https://doaj.org/article/6a6b92e8957b4fd08d6a6e2d575335ac |
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