The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis

Noticing the recent development in internet banking in different parts of the world has resulted in increasing online transactions without visiting the bank. Thus, this study investigates the importance of antecedents of e-loyalty—shared value, information quality, system quality, service quality, t...

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Autores principales: Aziza Chaima, Kassim Norizan Mohd
Formato: article
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FR
Publicado: EDP Sciences 2021
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Acceso en línea:https://doaj.org/article/ac6c9ad04346478d83bb1b63a349dc7d
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spelling oai:doaj.org-article:ac6c9ad04346478d83bb1b63a349dc7d2021-12-02T17:15:22ZThe Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis2261-242410.1051/shsconf/202112409002https://doaj.org/article/ac6c9ad04346478d83bb1b63a349dc7d2021-01-01T00:00:00Zhttps://www.shs-conferences.org/articles/shsconf/pdf/2021/35/shsconf_icmesh2020_09002.pdfhttps://doaj.org/toc/2261-2424Noticing the recent development in internet banking in different parts of the world has resulted in increasing online transactions without visiting the bank. Thus, this study investigates the importance of antecedents of e-loyalty—shared value, information quality, system quality, service quality, trust, attraction, and satisfaction— in using e-banking services and the role of consumer characteristics (gender, age, and level of education) as a moderator was analyzed as well. A survey questionnaire was distributed conveniently via online and face-to-face to customers in Muscat and Nizwa to gain important insights on how customer loyalty in the e-banking business is constructed. A total of 228 usable questionnaires were collected and analyzed using descriptive statistics, multigroup analysis, and structural equation modelling to test the hypotheses. Results of the analyses indicated that e-loyalty is found to be positively influenced by satisfaction, which later influenced by trust, attraction, shared value, information quality, system quality, service quality. The moderating role of gender, age, and level of education was supported by the data. The paper concludes some implications and limitations of the results are discussed. Besides, investigating which factors are important in driving customers using online banking, this study provides a deeper understanding of keeping customers online and loyal to a particular service provider. Specifically, the service providers need to focus on the importance of gender, age, and level of education in moderating the construction of e-loyalty in using e-banking services. This study provides new insights by adding attraction as an antecedent of customer satisfaction and the moderating role of consumer characteristics in using e-banking services.Aziza ChaimaKassim Norizan MohdEDP Sciencesarticlee-loyaltye-bankingstructural equation modelingmultigroup analysisomanSocial SciencesHENFRSHS Web of Conferences, Vol 124, p 09002 (2021)
institution DOAJ
collection DOAJ
language EN
FR
topic e-loyalty
e-banking
structural equation modeling
multigroup analysis
oman
Social Sciences
H
spellingShingle e-loyalty
e-banking
structural equation modeling
multigroup analysis
oman
Social Sciences
H
Aziza Chaima
Kassim Norizan Mohd
The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
description Noticing the recent development in internet banking in different parts of the world has resulted in increasing online transactions without visiting the bank. Thus, this study investigates the importance of antecedents of e-loyalty—shared value, information quality, system quality, service quality, trust, attraction, and satisfaction— in using e-banking services and the role of consumer characteristics (gender, age, and level of education) as a moderator was analyzed as well. A survey questionnaire was distributed conveniently via online and face-to-face to customers in Muscat and Nizwa to gain important insights on how customer loyalty in the e-banking business is constructed. A total of 228 usable questionnaires were collected and analyzed using descriptive statistics, multigroup analysis, and structural equation modelling to test the hypotheses. Results of the analyses indicated that e-loyalty is found to be positively influenced by satisfaction, which later influenced by trust, attraction, shared value, information quality, system quality, service quality. The moderating role of gender, age, and level of education was supported by the data. The paper concludes some implications and limitations of the results are discussed. Besides, investigating which factors are important in driving customers using online banking, this study provides a deeper understanding of keeping customers online and loyal to a particular service provider. Specifically, the service providers need to focus on the importance of gender, age, and level of education in moderating the construction of e-loyalty in using e-banking services. This study provides new insights by adding attraction as an antecedent of customer satisfaction and the moderating role of consumer characteristics in using e-banking services.
format article
author Aziza Chaima
Kassim Norizan Mohd
author_facet Aziza Chaima
Kassim Norizan Mohd
author_sort Aziza Chaima
title The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
title_short The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
title_full The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
title_fullStr The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
title_full_unstemmed The Moderating Role of Consumer Characteristics on E-Loyalty in E-banking business: A Multigroup Analysis
title_sort moderating role of consumer characteristics on e-loyalty in e-banking business: a multigroup analysis
publisher EDP Sciences
publishDate 2021
url https://doaj.org/article/ac6c9ad04346478d83bb1b63a349dc7d
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AT kassimnorizanmohd themoderatingroleofconsumercharacteristicsoneloyaltyinebankingbusinessamultigroupanalysis
AT azizachaima moderatingroleofconsumercharacteristicsoneloyaltyinebankingbusinessamultigroupanalysis
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